Jean Louis BERNARD

Operationnal company & Finance management from 2008.Missions in BtoB & BtoC, goods & services..Retail distribution: costs & management control..BtoB services: cash management & driving of accounting dep't..Car supplier BtoB: A/R & credit management dep't recondition with 20% A/R gain..Building industry: recover of Working Capital (> 1m€), steering of margin indicators & KPI's.

Spin-off of consumer goods B.U. with TCL Chinese electronics goods leader.=> ''Management by cash'' in crisis time due to lack of cash.=> European Financing programs (80 m€).=> Reorganization of Europe Finance teams in 3 months with 1,2 m€/year savings.=> Closing team to manage company winding-down.

Electronics consumer goods B.U. (900 m€ and 1000 people)=> Reengineering plan with SAP I.T. system project and 7 countries roll-out.=> Finances Shared Services Center (S.S.C.) Europe in Poland.=> Accounts receivable "pastdue" 45 m€ gain from 73 m€ to 28m€ in a year. => Credit procedures and European credit insurance.=> Implementation of European centralized stocks.

=> Cash recovery + 2,6 mFF in 1997 and suppliers credit negotiation with 20 mFF gain.=> Operating costs review with 3 MFF savings.=> Informatization of accounting, commercial and cash register systems with 400.000 references.=> Cash management gain 12% finance costs.=> Profit rate increased by 2,5% of turn-over value in a year.

Member of board of management.=> I.T. system change with commercial, finance & HR packages.=> Cash pooling implementation (savings >1,5 mFF)=> Debtors review with 12 days gain in DSO.=> Merger of 2 companies.=> France/Belgium logistic outsourcing.

=> Production control with unit tracking and with 7 steps and 3 months process in total quality.

Local manager plant and Finance in charge of manufacturing of 300 different products, purchases, stocks and supply chain.Finance controller with commercial, production and finance reorganization and informatization.

Cost controller